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Etler-Kettenacker Agency Blog: homeowner's insurance

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As your life changes, your insurance needs change, too. In fact, there may even be types of insurance you didn't know you needed! An "umbrella"  is one of these oft overlooked policies. Umbrella insurance is extra liability insurance that's designed to help protect you from major claims and lawsuits -- and as a result, it helps protect your assets and, ultimately, your future. READ MORE >>

There's (a little) good news for homeowners: last Friday, President Trump signed legislation reauthorizing the National Flood Insurance Program until Dec. 8, 2017, which essentially buys more time for Congress to consider reforms of the program. As we reported recently, the NFIP was set to expire in a few weeks on Sept. READ MORE >>

  Here's a statistic: according to a 2016 survey, 28% of owners had plans to remodel their existing homes within the next 12 months. (For millennial homeowners aged 18 - 29, the number climbed to 37%). As insurance agents, it's important to stay in touch with clients in order to provide the best, most up-to-date coverage. READ MORE >>

If the recent rainfall has you nervous about wet basements, backed-up lines or leaky roofs, you're not alone. Lately, Cincinnati could easily be mistaken as Seattle -- and many of us are probably lacking a key form of coverage in our homeowner's policy: Flood insurance. READ MORE >>

Homeowner's insurance is homeowner's insurance... right? It's not. Picking a homeowner's policy is about as straightforward as choosing a home -- there are lots of options, lots of hidden costs, lots of variety. Don't assume that the same company you've been using for your car insurance will be the best for your homeowner's insurance. READ MORE >>

As homeowners, there are lots of simple things we need to do in order to ensure the safety of our house: regularly checking smoke detectors, replacing furnace filters, making sure our locks are safe, watching our outlets. Add "cleaning dryer vents" to your list of homeowner to-dos; this simple chore could literally save your house. READ MORE >>

Halloween is Monday, friends! While it's certainly one of our favorite holidays of the year, it comes with its own set of safety concerns. Follow these tips for a safe and fun Halloween! Tips for kids: 1. Never let your child trick-or-treat alone. READ MORE >>

Hurricane Matthew is moving toward the U.S. coast -- and for people living down South, the devastation is predicted to be huge. Specifically, the Consumer Federation of America is predicting upwards of 100,000 insurance claims for wind damage, with payouts for damages exceeding $7.4 billion. READ MORE >>

It has been COLD around here lately -- and there's still lots more time before Mr. Groundhog makes any predictions about spring. In addition to being a nuisance, cold weather can also wreak havoc on your pipes, gutters, cars -- you name it! Here are 5 tips to help avoid any weather-related damage to your property this winter: READ MORE >>

So you're at the checkout, about to click "purchase" on your online order, when a box pops up asking if you'd like to pay an extra $70 for an extended warranty. You're splurging on a brand-new, $600 DSLR camera... so you hesitate. Should you buy the extra insurance? Is the $70 worth it? READ MORE >>

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