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View the latest blog posts from Etler-Kettenacker Agency.

  Why do you need homeowners insurance? What if your home were destroyed in a storm, where would you go?  How would you replace your home, clothing, furniture? A homeowner’s policy will provide coverage on your dwelling (home), and personal property along with offer liability insurance if anyone were to be injured on your property or cause property damage. READ MORE >>

Are you a dog parent? We all love our furry family members and hope that they would never bite anyone, but in reality we all realize that there is always a chance! According to the CDC (Centers for Disease Control and Prevention) more than 4.7 million people are bitten by dogs annually. READ MORE >>

As your life changes, your insurance needs change, too. In fact, there may even be types of insurance you didn't know you needed! An "umbrella"  is one of these oft overlooked policies. Umbrella insurance is extra liability insurance that's designed to help protect you from major claims and lawsuits -- and as a result, it helps protect your assets and, ultimately, your future. READ MORE >>

If you have a student just starting college: congrats! As you take mental inventory of the many (expensive) supplies needed for this venture, you may be wondering about dorm insurance. Are dorm-dwelling college students insured? We've got all the answers in today's blog. READ MORE >>

There's (a little) good news for homeowners: last Friday, President Trump signed legislation reauthorizing the National Flood Insurance Program until Dec. 8, 2017, which essentially buys more time for Congress to consider reforms of the program. As we reported recently, the NFIP was set to expire in a few weeks on Sept. READ MORE >>

  Here's a statistic: according to a 2016 survey, 28% of owners had plans to remodel their existing homes within the next 12 months. (For millennial homeowners aged 18 - 29, the number climbed to 37%). As insurance agents, it's important to stay in touch with clients in order to provide the best, most up-to-date coverage. READ MORE >>

Landlines are quickly going the way of the VHS player and cassette tape. According to the Centers of Disease Control and Prevention, since 2004, the number of U.S. houses with a working landline has dropped from over 90% to less than 50%. Recently, cellphones have eclipsed landlines in popularity. READ MORE >>

Spring has sprung in Cincinnati, which means it's storm season! Thunderstorms can obviously wreak havoc on your home and yard, but there are several things homeowners can do to prepare. Here are 6 storm preparation tips for homeowners: 1. Clear your gutters READ MORE >>

If the recent rainfall has you nervous about wet basements, backed-up lines or leaky roofs, you're not alone. Lately, Cincinnati could easily be mistaken as Seattle -- and many of us are probably lacking a key form of coverage in our homeowner's policy: Flood insurance. READ MORE >>

Homeowner's insurance is homeowner's insurance... right? It's not. Picking a homeowner's policy is about as straightforward as choosing a home -- there are lots of options, lots of hidden costs, lots of variety. Don't assume that the same company you've been using for your car insurance will be the best for your homeowner's insurance. READ MORE >>

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