In the wake of Hurricane Matthew, you may be rethinking that holiday vacation to the beach.

Before you cancel your trip to Disney World, consider travel insurance!


What it is:
Like all insurance policies, travel insurance covers the what ifs and worst-case scenarios. Travel insurance is a broad term that encompasses insurance against four major types of losses: medical, trip/flight cancellation, loss or damage to baggage and evacuation. You buy the policy, and if you need to cancel your vacation for any reason, your losses (condo reservations, dog boarding, fights, deposits) will be minimized.


How it works:
Travel insurance works like any other type of insurance: browse your options, pay a premium, then hope you won't have to use it!  Premiums depend on the age of the travelers, the type of coverage, and the trip’s cost. For a standard policy you’ll pay about 5 to 7 percent of the cost of the trip, according to the Insurance Information Institute.

In the event of inclement weather or family illness, you'll get reimbursed for some or all of your expenses, depending on your plan. In general, the higher your premium, the more comprehensive your coverage.

Why you need it:
As we've seen with Hurricane Matthew, you simply can't predict the future -- or what the weather's going to do. The same vacation you took last year might look very different this year. Vacations are a big investment -- and you don't want to roll the dice when the weather can be so unpredictable. Especially if you're planning to travel during hurricane season, or taking a big, expensive vacation, you'll definitely want to purchase a
policy.

Click on the link on our homepage for information on Seven Corners travel insurance. (Check out their top 15 travel plans here!) And feel free to call us with any questions!

Source: Seven Corners
Photo credit: lioliz, 16/365

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