Since today is tax day, it seemed as good a time as any to talk about spring cleaning. I mean, weve all filed those returns, March Madness is over, and the weather is gorgeous -- so theres no more excuses for not getting the cleaning done! We know how daunting spring cleaning can be, and were here to help! Heres a list of items that should be on everyones spring cleaning to-do: 1. Change the furnace filter: Just because youre not running the heat, doesnt mean you shouldnt change your f...

Weve all been there: youre signing the papers to rent a brand-new Ford Focus for a week, when the representative asks: "Are you interested in purchasing rental insurance?" Um... are you? Is it a good deal? Do you really need it? Today we are talking about Rental-Car Insurance -- the pros, the cons, and whether you do, in fact, need it. The 411 on Rental-Car Insurance Just like every other type of insurance, rental car insurance is there to protect you in the event of an accident...

If you’ve always dreamed of renting an RV and hitting the open road, we’ve got some important info to share! Whether you want to take the RV around your home state or on a cross-country trip, you’ll need to make sure you’re adequately insured. Here’s some food for thought: 1. Call Your Insurance Agent Talk to your insurance company to find out whether youll be covered while driving the RV. Your regular policy might not cover it, but you may be able to get a ...

We’ve all been there: you’re driving down the highway and a rock flies into your windshield, immediately cracking it. Or maybe you come out to your car after work to find a brand-new chip in your windshield. Windshield chips are unfortunately part of driving. Stuff happens! As drivers, we’re probably unsure of when we should seek professional repairs - and, more importantly, how much repairs will cost and what’s covered by our insurance. Small Repairs As a gen...

Januarys here -- which means its time to take inventory of your insurance needs! The beginning of the year is a great time to take stock of your current insurance needs, considering whats changed since last year, and what you anticipate in the upcoming year. Heres your New Years Insurance Checklist: Auto Insurance Here are a few things to consider: Are all the drivers in your household listed on your policy? Are you taking advantage of all possible discounts? Can you afford highe...

When planning a summer vacation, the question of whether or not to purchase travel insurance is a tricky one. Most credit card companies offer some form of travel insurance to cardholders who use their card when booking a vacation. (Thats an important caveat: you can only purchase travel insurance from the credit card company from which the vacation was booked.) Recently, WalletHub compared the travel insurance offered by 92 different credit card companies. Of those 92 companies 93% offered ...

  Why do you need homeowners insurance? What if your home were destroyed in a storm, where would you go?  How would you replace your home, clothing, furniture? A homeowner’s policy will provide coverage on your dwelling (home), and personal property along with offer liability insurance if anyone were to be injured on your property or cause property damage.  If you have a loan on your home your lender will require you to have insurance; they want to make sure that their fi...