Most of us probably remember the massive information breach at Target in late 2013. For many who shopped at the mega retailer between November and December 2013, the holidays werent so merry that year as their personal information was compromised. Its estimated that some 70 million records were stolen in the breach, which resulted in $40 million stolen from the company. As of January 2015 it spent $252 million in costs related to the data breach, which was partially offset by $90 million i...

Does your business need environmental insurance? Probably. Virtually every construction or commercial type of business has at least one environmental liability exposure. Conditions could include a discharge of pollutants brought to the work site, release of pre-existing pollutants at the site or other environmental issues. (By the way, a pollutant is legally defined as something that ends up where it doesn’t belong -- so it can be anything from chemicals to garbage to water.) He...