Summers here -- which means its golf season! And if you drive a golf cart, you may need to be thinking about golf insurance. Yes -- golf insurance. If you drive a golf cart only around the links, you might not don’t need additional insurance. But if you own a cart and use it anywhere else, you might. In fact, you likely need golf cart insurance even if you drive exclusively on your own property or around your residential neighborhood! (FYI: most home and/or auto insurance polic...

“An independent agent is an insurance agent that sells insurance policies provided by several different insurance carriers, rather than just a single insurance company. The independent agent acts as a middleman to connect insurance buyers and sellers in order to facilitate a transaction. Independent agents are not considered employees of any specific insurance company."    I have found that many people dread talking about insurance or to anyone who works in insurance. This...