For many of us, paying our insurance premiums every month can feel like, well, a waste of money. If were lucky, we dont actually see our money being put to use -- because, the majority of the time, those worst-case catastrophes never happen. Heres the thing: insurance doesnt just protect you from worst-case, life-changing events, it also protects you from that annoying, ugh-why-is-it-happening-to-me-now stuff that can really put a damper on your monthly budget. Safeco coverage is added to...

It has been COLD around here lately -- and theres still lots more time before Mr. Groundhog makes any predictions about spring. In addition to being a nuisance, cold weather can also wreak havoc on your pipes, gutters, cars -- you name it! Here are 5 tips to help avoid any weather-related damage to your property this winter: 1. Check your attic Make sure there arent any leaks, which can lead to roof damage, ice dams and higher heating bills! While youre up there, insulate any areas...