Health Club Insurance Program


West Bend Mutual Insurance Company offers a health club insurance program for health club owners.  Not only is this a competitive health club insurance program for independently owned health club owners; West Bend insurance offers tips to health club customers to prevent injury and provide insight to the risks that are present in a health club.

West Bend offers a comprehensive and competitive health club insurance program for health club owners.  This program includes liability and property coverage that West Bend Insurance has designed specifically for the health club industry.  Some general coverages include injuries to customers while on your property, worker’s compensation, damage to your building and equipment and contents of the health club.  Etler-Kettenacker Agency representatives are able to discuss additional coverages that are offered by West Bend under their health club insurance program

West Bend offers specialized coverages under the health club insurance program for the following types of commercial businesses; circuit-workout facilities, childcare centers, massage therapists, personal trainers and health clubs, tanning beds, martial arts studios, nutritional counseling, sporting good sales, restaurant or snack bar sale and swimming pools.  These are all services that you may find within a health club, private country clubs and civic centers.  West Bend’s health club insurance program provides specific coverage for what is considered a niche market.  A niche insurance market provides property and casualty coverage for uncommon forms of business.  Health clubs and the services are not that uncommon but it is considered an uncommon by insurance carriers due to a slightly higher risk.

Not only does West Bend Insurance Company offer great coverages to health clubs and the extensive amount of services listed above but prides itself in providing excellent customer service for their niche market customers.  Customers of the health club insurance program receive claim representatives that are specifically trained to handle health club insurance program claims.  The claim representatives have the knowledge in order to ask you, the health club owner, and the proper questions to help you when you have a crisis.  A customer of West Bend’s health club insurance program has 24/7 access to submit a claim.  Claims can be easily submitted via fax, email or phone.  Etler Kettenacker Agency representatives are able to go over all of the payment options offered by West Bend for the health club insurance program.  West Bend has over ten payment options for the payment of the health club owners’ premium.  If you are a niche market business, West Bend Mutual Insurance Company is sure to have a program to protect your business. 

West Bend Insurance also offers free statistics and tips to manage the risk as a business owner and as a customer.  West Bend categorizes the tips into niche markets.  Some of the following statistics are for injuries that occur at a health club.  The three most injured body parts are in order of most injured are; hand, upper trunk and head.  The age range most likely to be injured at a health club by 10% is 15-24 years.  Finally and importantly, 90% of all weight lifting injuries occurred when free weights were being used.  These are some injury statistics to consider when you are working out as a customer and providing health club services to customers.




10945 Reed Hartman Hwy., Suite 220
Cincinnati, OH 45242